Learn How To Efficiently Manage Your Finances On Home Loans, Credit Cards & Insurance

The cost of living is increasing in South Africa. Inflation is expected to rise into the 2 digit mark, while the cost of beef has officially risen by 30%. How does on save money in such a turbulent environment.

The cost of borrowing money (i.e. interest rates) is also set to increase, and already the Governor of the Reserve Bank Tito Mboweni has warned South Africans to use money sparingly.

This website is going to introduce you to some innovative ways to help you save money. You will be learn about the balance sheet and what it means to you. You are also going to learn how to effectively manage your debts. Fundraising ideas to raise money

You probably have noticed that you are spending more money these days at Pick'n Pay or Shoprite but the amount of groceries you bring home has been cut by a third. You may not be able to notice this if you spend less than a R1000 on your groceries. You will have felt the pinch if your grocery cost rose from R2000 to R3000. You need to be more conscientious on the way you spend your hard earned cash.

Saving money is one of the easiest things to do and yet many adults battle in this area. Just go back to when you were a child. Remember the pocket money your parents used to give you. Remember what used to happen if you spent it all and did not save any of it.

You weren't able to buy the things that you wanted isn't. Same as saving. If want want to buy a nice car or a house then you will need to work and save money. Planning a family budget

Say no to the hand to mouth mentally... that's teaching your self to live a poverty stricken life. You need to save.... save and save otherwise you will remain the way you are now and never have any meaningful progress in your life.

Saving money is not difficult.. you just need to learn how to

I will say this again...saving money is not difficult at all. You just need to have the right attitude and set some goals for yourself. I will use a example here of Thabo the security guard who watches over our offices in Bedfordview Gardens. Like almost every other South Africa, Thabo is paid less than he wants.

He earns 1800 per month (even after the strike) and he is barely surviving. He decided to come up to me the other day and said "...I'm working for mahala baba" -- translation = " I am working for nothing". Poor Thabo... he takes 5 taxis everyday when he travels from Tembisa to Bedfordview and well according to him all more than half his salary goes to transport.

You are going to find out how I was able to work out a savings plan for Thabo that has already seen him changing the way he looks at life. You will see how he went to open a suitable bank account (with low banking charges) and how he was able to change his mode of transport. You might be thinking that you are in a different salary bracket and won't need ant of these tips. That's far from the truth... if this money saving plan helped Thabo it will also help you.

Remember that saving needs commitment.